Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,043$383,043$449,100
Remaining term (yrs)26.226.230.0
Secondary amount$0$66,057$0
Funding fee$1,915$1,915$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.132%7.640%
1st payment$2,610.37$2,610.37$3,109.48
2nd payment$0.00$495.43$0.00
Taxes / mo$88.91$88.91$88.91
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,865.94$3,361.37$3,454.88
Cash to close$115,957$49,900$49,900