Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,063$399,063$607,410
Remaining term (yrs)23.023.030.0
Secondary amount$0$208,347$0
Funding fee$1,995$1,995$0
Note rate3.620%3.620%7.400%
Blended rate3.620%5.037%7.640%
1st payment$2,127.50$2,127.50$4,205.58
2nd payment$0.00$1,345.58$0.00
Taxes / mo$262.66$262.66$262.66
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,556.82$3,902.40$4,756.39
Cash to close$275,837$67,490$67,490