Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,961	$187,961	$229,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$41,539	$0
Funding fee	$0	$0	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	4.620%	5.413%	7.640%
1st payment	$1,017.11	$1,017.11	$1,589.01
2nd payment	$0.00	$311.54	$0.00
Taxes / mo	$96.83	$96.83	$96.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.19	$155.19	$45.90
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$1,784.13	$2,095.67	$2,246.74
Cash to close	$67,039	$25,500	$25,500