Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$584	$584	$297,000
Remaining term (yrs)	1.3	1.3	30.0
Secondary amount	$0	$296,416	$0
Funding fee	$0	$0	$0
Note rate	5.850%	5.850%	7.400%
Blended rate	6.700%	7.748%	7.640%
1st payment	$35.91	$35.91	$2,056.37
2nd payment	$0.00	$1,914.35	$0.00
Taxes / mo	$156.67	$156.67	$156.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.59	$3.59	$59.40
HOA / mo	$380.00	$380.00	$380.00
Total monthly	$726.17	$2,640.52	$2,802.43
Cash to close	$329,416	$33,000	$33,000