Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$565,158$565,158$733,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$168,342$0
Funding fee$2,826$2,826$0
Note rate5.520%5.520%7.400%
Blended rate5.520%6.089%7.640%
1st payment$3,420.48$3,420.48$5,078.61
2nd payment$0.00$1,122.28$0.00
Taxes / mo$250.67$250.67$250.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$133.00$133.00$133.00
Total monthly$4,020.81$5,143.09$5,825.64
Cash to close$249,842$81,500$81,500