Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,942$440,942$675,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$234,058$0
Funding fee$2,205$2,205$0
Note rate3.640%3.640%7.400%
Blended rate3.640%5.065%7.640%
1st payment$2,350.05$2,350.05$4,673.56
2nd payment$0.00$1,511.62$0.00
Taxes / mo$237.67$237.67$237.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,804.38$4,316.00$5,262.90
Cash to close$309,058$75,000$75,000