Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$388,856	$388,856	$656,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$268,054	$0
Funding fee	$1,944	$1,944	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	5.074%	7.640%
1st payment	$1,951.20	$1,951.20	$4,548.31
2nd payment	$0.00	$1,731.18	$0.00
Taxes / mo	$828.00	$828.00	$828.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$131.38
HOA / mo	$45.33	$45.33	$45.33
Total monthly	$3,041.20	$4,772.38	$5,769.69
Cash to close	$341,044	$72,990	$72,990