Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$308,426	$303,750
Remaining term (yrs)	24.8	30.0
Secondary amount	$0	$0
Funding fee	$1,542	$0
Note rate	2.980%	7.400%
Blended rate	2.980%	7.640%
1st payment	$1,462.67	$2,103.10
2nd payment	$0.00	$0.00
Taxes / mo	$200.33	$200.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$60.75
HOA / mo	$315.00	$315.00
Total monthly	$2,128.01	$2,829.19
Cash to close	$29,074	$33,750