Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,836	$219,836	$256,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$36,664	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	4.440%	7.640%
1st payment	$1,044.95	$1,044.95	$1,775.95
2nd payment	$0.00	$274.98	$0.00
Taxes / mo	$173.42	$173.42	$173.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$179.44	$179.44	$51.30
HOA / mo	$377.00	$377.00	$377.00
Total monthly	$1,924.80	$2,199.79	$2,527.67
Cash to close	$65,164	$28,500	$28,500