Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$116,488	$116,488	$260,910
Remaining term (yrs)	19.9	19.9	30.0
Secondary amount	$0	$144,422	$0
Funding fee	$582	$582	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	3.440%	5.964%	7.640%
1st payment	$672.00	$672.00	$1,806.49
2nd payment	$0.00	$962.81	$0.00
Taxes / mo	$78.25	$78.25	$78.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$900.25	$1,863.06	$2,086.92
Cash to close	$173,412	$28,990	$28,990