Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$525,995	$525,995	$855,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$329,005	$0
Funding fee	$2,630	$2,630	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	4.692%	7.640%
1st payment	$2,445.88	$2,445.88	$5,919.85
2nd payment	$0.00	$2,124.83	$0.00
Taxes / mo	$497.58	$497.58	$497.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$171.00
HOA / mo	$101.00	$101.00	$101.00
Total monthly	$3,261.13	$5,385.95	$6,906.10
Cash to close	$424,005	$95,000	$95,000