Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$303,914$303,914$359,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$55,186$0
Funding fee$0$0$0
Note rate2.520%2.520%7.400%
Blended rate3.370%4.235%7.640%
1st payment$1,400.35$1,400.35$2,486.34
2nd payment$0.00$413.89$0.00
Taxes / mo$241.67$241.67$241.67
Insurance / mo$0.00$0.00$0.00
MI / mo$250.38$250.38$71.82
HOA / mo$400.00$400.00$400.00
Total monthly$2,292.39$2,706.29$3,199.82
Cash to close$95,086$39,900$39,900