Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$160,831	$160,831	$378,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$217,169	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	6.010%	7.640%
1st payment	$755.62	$755.62	$2,617.20
2nd payment	$0.00	$1,402.55	$0.00
Taxes / mo	$113.58	$113.58	$113.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.09	$130.09	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,149.29	$2,551.84	$2,956.38
Cash to close	$259,169	$42,000	$42,000