Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,567$168,567$585,000
Remaining term (yrs)13.213.230.0
Secondary amount$0$416,433$0
Funding fee$0$0$0
Note rate4.950%4.950%7.400%
Blended rate5.800%7.188%7.640%
1st payment$1,441.28$1,441.28$4,050.42
2nd payment$0.00$2,689.46$0.00
Taxes / mo$440.50$440.50$440.50
Insurance / mo$166.67$166.67$166.67
MI / mo$191.26$191.26$117.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,239.71$4,929.17$4,774.59
Cash to close$481,433$65,000$65,000