Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$203,183$203,183$251,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$48,727$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%4.975%7.640%
1st payment$1,009.75$1,009.75$1,744.17
2nd payment$0.00$365.45$0.00
Taxes / mo$178.67$178.67$178.67
Insurance / mo$150.00$150.00$150.00
MI / mo$166.23$166.23$50.38
HOA / mo$500.00$500.00$500.00
Total monthly$2,004.64$2,370.09$2,623.22
Cash to close$76,717$27,990$27,990