Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$181,825	$181,825	$490,500
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$308,675	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	6.527%	7.640%
1st payment	$1,066.92	$1,066.92	$3,396.12
2nd payment	$0.00	$1,993.53	$0.00
Taxes / mo	$243.25	$243.25	$243.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$166.23	$166.23	$98.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,643.06	$3,636.59	$3,904.14
Cash to close	$363,175	$54,500	$54,500