Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,690$238,690$328,050
Remaining term (yrs)22.022.030.0
Secondary amount$0$89,360$0
Funding fee$0$0$0
Note rate4.550%4.550%7.400%
Blended rate5.400%6.381%7.640%
1st payment$1,426.22$1,426.22$2,271.35
2nd payment$0.00$670.20$0.00
Taxes / mo$175.75$175.75$175.75
Insurance / mo$150.00$150.00$150.00
MI / mo$198.22$198.22$65.61
HOA / mo$380.00$380.00$380.00
Total monthly$2,330.19$3,000.39$3,042.71
Cash to close$125,810$36,450$36,450