Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$370,765$370,765$539,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$168,335$0
Funding fee$0$0$0
Note rate2.600%2.600%7.400%
Blended rate3.450%4.871%7.640%
1st payment$1,736.24$1,736.24$3,732.62
2nd payment$0.00$1,122.24$0.00
Taxes / mo$329.75$329.75$329.75
Insurance / mo$166.67$166.67$166.67
MI / mo$307.20$307.20$107.82
HOA / mo$450.00$450.00$450.00
Total monthly$2,989.86$4,112.09$4,786.86
Cash to close$228,235$59,900$59,900