Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$290,795	$290,795	$359,100
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$68,305	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	4.813%	7.640%
1st payment	$1,379.06	$1,379.06	$2,486.34
2nd payment	$0.00	$512.29	$0.00
Taxes / mo	$173.50	$173.50	$173.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$232.29	$232.29	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,934.85	$2,447.14	$2,881.66
Cash to close	$108,205	$39,900	$39,900