Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$57,384	$57,384	$440,100
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$382,716	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	7.502%	7.640%
1st payment	$507.98	$507.98	$3,047.16
2nd payment	$0.00	$2,471.71	$0.00
Taxes / mo	$223.08	$223.08	$223.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$67.03	$67.03	$88.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$964.76	$3,436.47	$3,524.93
Cash to close	$431,616	$48,900	$48,900