Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$136,640	$136,640	$179,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$42,460	$0
Funding fee	$683	$683	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.392%	7.640%
1st payment	$648.05	$648.05	$1,240.05
2nd payment	$0.00	$318.45	$0.00
Taxes / mo	$60.83	$60.83	$60.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$35.82
HOA / mo	$418.00	$418.00	$418.00
Total monthly	$1,276.88	$1,595.33	$1,904.71
Cash to close	$62,360	$19,900	$19,900