Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,955$408,955$429,300
Remaining term (yrs)24.524.530.0
Secondary amount$0$44,195$0
Funding fee$2,045$2,045$0
Note rate2.810%2.810%7.400%
Blended rate2.810%3.694%7.640%
1st payment$1,921.36$1,921.36$2,972.39
2nd payment$0.00$437.34$0.00
Taxes / mo$275.83$275.83$275.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.86
HOA / mo$104.00$104.00$104.00
Total monthly$2,467.86$2,905.20$3,604.75
Cash to close$68,045$23,850$47,700