Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$351,094$351,094$620,550
Remaining term (yrs)23.523.530.0
Secondary amount$0$269,456$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.798%7.640%
1st payment$1,810.55$1,810.55$4,296.56
2nd payment$0.00$1,740.24$0.00
Taxes / mo$392.16$392.16$392.16
Insurance / mo$166.67$166.67$166.67
MI / mo$287.38$287.38$124.11
HOA / mo$0.00$0.00$0.00
Total monthly$2,656.77$4,397.01$4,979.50
Cash to close$338,406$68,950$68,950