Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$530,102	$508,500
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$2,651	$0
Note rate	6.360%	7.400%
Blended rate	6.360%	7.640%
1st payment	$3,452.36	$3,520.75
2nd payment	$0.00	$0.00
Taxes / mo	$528.92	$528.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$101.70
HOA / mo	$60.00	$60.00
Total monthly	$4,207.94	$4,378.03
Cash to close	$34,898	$56,500