Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,158	$219,158	$598,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$379,342	$0
Funding fee	$0	$0	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	4.620%	6.604%	7.640%
1st payment	$1,364.17	$1,364.17	$4,143.89
2nd payment	$0.00	$2,449.92	$0.00
Taxes / mo	$256.17	$256.17	$256.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$208.14	$208.14	$119.70
HOA / mo	$39.00	$39.00	$39.00
Total monthly	$2,034.14	$4,484.06	$4,725.43
Cash to close	$445,842	$66,500	$66,500