Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,873	$429,873	$481,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$51,627	$0
Funding fee	$2,149	$2,149	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	6.360%	6.643%	7.640%
1st payment	$2,803.00	$2,803.00	$3,333.81
2nd payment	$0.00	$387.21	$0.00
Taxes / mo	$300.83	$300.83	$300.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,270.50	$3,657.71	$3,897.61
Cash to close	$105,127	$53,500	$53,500