Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,926$459,926$508,410
Remaining term (yrs)25.025.030.0
Secondary amount$0$48,484$0
Funding fee$2,300$2,300$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.482%7.640%
1st payment$2,147.45$2,147.45$3,520.13
2nd payment$0.00$363.63$0.00
Taxes / mo$449.17$449.17$449.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.68
HOA / mo$100.00$100.00$100.00
Total monthly$2,863.28$3,226.91$4,337.64
Cash to close$104,974$56,490$56,490