Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,270$257,270$341,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$83,830$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.101%7.640%
1st payment$1,217.33$1,217.33$2,361.71
2nd payment$0.00$628.72$0.00
Taxes / mo$181.08$181.08$181.08
Insurance / mo$150.00$150.00$150.00
MI / mo$205.05$205.05$68.22
HOA / mo$335.00$335.00$335.00
Total monthly$2,088.46$2,717.18$3,096.01
Cash to close$121,730$37,900$37,900