Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$313,075	$313,075	$580,500
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$267,425	$0
Funding fee	$1,565	$1,565	$0
Note rate	4.020%	4.020%	7.400%
Blended rate	4.020%	5.738%	7.640%
1st payment	$1,977.45	$1,977.45	$4,019.26
2nd payment	$0.00	$1,727.12	$0.00
Taxes / mo	$336.92	$336.92	$336.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.10
HOA / mo	$71.67	$71.67	$71.67
Total monthly	$2,552.70	$4,279.82	$4,710.62
Cash to close	$331,925	$64,500	$64,500