Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,332$361,332$467,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$105,768$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.774%7.640%
1st payment$1,713.57$1,713.57$3,234.11
2nd payment$0.00$705.12$0.00
Taxes / mo$176.75$176.75$176.75
Insurance / mo$166.67$166.67$166.67
MI / mo$288.63$288.63$93.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,345.62$3,050.74$3,670.94
Cash to close$157,668$51,900$51,900