Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$496,696	$496,696	$517,410
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$49,459	$0
Funding fee	$2,483	$2,483	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	6.490%	6.978%	7.640%
1st payment	$3,141.90	$3,141.90	$3,582.44
2nd payment	$0.00	$489.44	$0.00
Taxes / mo	$194.33	$194.33	$194.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.48
HOA / mo	$359.00	$359.00	$359.00
Total monthly	$3,861.90	$4,351.34	$4,405.92
Cash to close	$78,204	$28,745	$57,490