Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,311$464,311$539,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$74,789$0
Funding fee$2,322$2,322$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.720%7.640%
1st payment$2,170.55$2,170.55$3,732.62
2nd payment$0.00$560.91$0.00
Taxes / mo$276.25$276.25$276.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$70.33$70.33$70.33
Total monthly$2,683.80$3,244.71$4,353.69
Cash to close$134,689$59,900$59,900