Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$652,864$652,864$682,560
Remaining term (yrs)26.726.730.0
Secondary amount$0$29,696$0
Funding fee$3,264$3,264$0
Note rate6.960%6.960%7.400%
Blended rate6.960%7.049%7.640%
1st payment$4,482.94$4,482.94$4,725.91
2nd payment$0.00$222.72$0.00
Taxes / mo$206.08$206.08$206.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.51
HOA / mo$0.00$0.00$0.00
Total monthly$4,905.69$5,128.42$5,285.17
Cash to close$105,536$75,840$75,840