Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$457,938	$457,938	$539,100
Remaining term (yrs)	28.9	28.9	30.0
Secondary amount	$0	$81,162	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	5.800%	6.282%	7.640%
1st payment	$2,564.92	$2,564.92	$3,732.62
2nd payment	$0.00	$608.71	$0.00
Taxes / mo	$259.50	$259.50	$259.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$212.89	$212.89	$107.82
HOA / mo	$102.92	$102.92	$102.92
Total monthly	$3,306.90	$3,915.61	$4,369.53
Cash to close	$141,062	$59,900	$59,900