Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,881	$267,881	$382,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$114,619	$0
Funding fee	$0	$0	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	4.620%	5.633%	7.640%
1st payment	$1,449.58	$1,449.58	$2,648.35
2nd payment	$0.00	$764.13	$0.00
Taxes / mo	$242.58	$242.58	$242.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$221.17	$221.17	$76.50
HOA / mo	$43.00	$43.00	$43.00
Total monthly	$2,106.33	$2,870.46	$3,160.44
Cash to close	$157,119	$42,500	$42,500