Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,080,453$1,080,453$1,080,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$59,547$0
Funding fee$5,402$5,402$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.781%7.640%
1st payment$6,940.61$6,940.61$7,477.70
2nd payment$0.00$589.27$0.00
Taxes / mo$377.50$377.50$377.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$216.00
HOA / mo$0.00$0.00$0.00
Total monthly$7,534.78$8,124.05$8,287.87
Cash to close$119,547$60,000$120,000