Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$409,915	$396,000
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$2,050	$0
Note rate	3.100%	7.400%
Blended rate	3.100%	7.640%
1st payment	$1,943.93	$2,741.82
2nd payment	$0.00	$0.00
Taxes / mo	$243.00	$243.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.20
HOA / mo	$12.50	$12.50
Total monthly	$2,349.43	$3,226.52
Cash to close	$30,085	$44,000