Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$315,250	$315,250	$522,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$206,750	$0
Funding fee	$1,576	$1,576	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	4.845%	7.640%
1st payment	$1,519.88	$1,519.88	$3,614.22
2nd payment	$0.00	$1,335.26	$0.00
Taxes / mo	$199.08	$199.08	$199.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$104.40
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,935.63	$3,270.89	$4,134.37
Cash to close	$264,750	$58,000	$58,000