Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,702	$178,702	$220,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$41,798	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	4.160%	5.077%	7.640%
1st payment	$904.18	$904.18	$1,526.70
2nd payment	$0.00	$313.49	$0.00
Taxes / mo	$125.67	$125.67	$125.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$44.10
HOA / mo	$296.00	$296.00	$296.00
Total monthly	$1,621.90	$1,935.39	$2,142.46
Cash to close	$66,298	$24,500	$24,500