Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$442,437$442,437$449,100
Remaining term (yrs)26.626.630.0
Secondary amount$0$31,613$0
Funding fee$2,212$2,212$0
Note rate6.340%6.340%7.400%
Blended rate6.340%6.709%7.640%
1st payment$2,865.50$2,865.50$3,109.48
2nd payment$0.00$312.84$0.00
Taxes / mo$66.92$66.92$66.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,099.08$3,411.92$3,432.88
Cash to close$56,563$24,950$49,900