Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,074$205,074$243,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$37,926$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate6.810%7.152%7.640%
1st payment$1,321.04$1,321.04$1,682.48
2nd payment$0.00$284.44$0.00
Taxes / mo$102.17$102.17$102.17
Insurance / mo$150.00$150.00$150.00
MI / mo$98.23$98.23$48.60
HOA / mo$298.00$298.00$298.00
Total monthly$1,969.44$2,253.88$2,281.25
Cash to close$64,926$27,000$27,000