Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$347,524	$347,524	$521,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$174,386	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.024%	7.640%
1st payment	$1,613.56	$1,613.56	$3,613.60
2nd payment	$0.00	$1,162.58	$0.00
Taxes / mo	$526.50	$526.50	$526.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$282.53	$282.53	$104.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,589.25	$3,751.83	$4,411.15
Cash to close	$232,376	$57,990	$57,990