Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,391	$112,391	$279,000
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$166,609	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.683%	7.640%
1st payment	$651.11	$651.11	$1,931.74
2nd payment	$0.00	$1,110.73	$0.00
Taxes / mo	$292.58	$292.58	$292.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$98.02	$98.02	$55.80
HOA / mo	$390.00	$390.00	$390.00
Total monthly	$1,581.71	$2,692.44	$2,820.12
Cash to close	$197,609	$31,000	$31,000