Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$640,115$640,115$898,200
Remaining term (yrs)25.225.230.0
Secondary amount$0$258,085$0
Funding fee$3,201$3,201$0
Note rate3.220%3.220%7.400%
Blended rate3.220%4.522%7.640%
1st payment$3,082.62$3,082.62$6,218.96
2nd payment$0.00$1,666.80$0.00
Taxes / mo$263.08$263.08$263.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,562.37$5,229.17$6,878.35
Cash to close$357,885$99,800$99,800