Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,229,633	$1,229,633	$1,665,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$435,367	$0
Funding fee	$6,148	$6,148	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	4.072%	7.640%
1st payment	$5,779.33	$5,779.33	$11,528.12
2nd payment	$0.00	$2,811.74	$0.00
Taxes / mo	$626.67	$626.67	$626.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$333.00
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$6,722.67	$9,534.41	$12,804.46
Cash to close	$620,367	$185,000	$185,000