Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$251,228$251,228$269,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$32,822$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.175%7.640%
1st payment$1,292.61$1,292.61$1,863.19
2nd payment$0.00$324.80$0.00
Taxes / mo$259.75$259.75$259.75
Insurance / mo$150.00$150.00$150.00
MI / mo$205.17$205.17$53.82
HOA / mo$415.00$415.00$415.00
Total monthly$2,322.54$2,647.34$2,741.76
Cash to close$47,772$14,950$29,900