Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$253,675$253,675$358,200
Remaining term (yrs)23.623.630.0
Secondary amount$0$104,525$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.153%7.640%
1st payment$1,262.65$1,262.65$2,480.10
2nd payment$0.00$696.84$0.00
Taxes / mo$242.33$242.33$242.33
Insurance / mo$150.00$150.00$150.00
MI / mo$208.65$208.65$71.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,863.63$2,560.46$2,944.08
Cash to close$144,325$39,800$39,800