Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$487,092$487,092$661,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$174,408$0
Funding fee$2,435$2,435$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.164%7.640%
1st payment$2,257.00$2,257.00$4,580.09
2nd payment$0.00$1,162.72$0.00
Taxes / mo$371.92$371.92$371.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$51.33$51.33$51.33
Total monthly$2,896.91$4,059.63$5,352.31
Cash to close$247,908$73,500$73,500