Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,921	$69,921	$359,100
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$289,179	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	7.094%	7.640%
1st payment	$464.68	$464.68	$2,486.34
2nd payment	$0.00	$1,867.61	$0.00
Taxes / mo	$188.58	$188.58	$188.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.03	$73.03	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$876.30	$2,743.91	$2,896.74
Cash to close	$329,079	$39,900	$39,900