Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$380,767	$380,767	$539,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$158,333	$0
Funding fee	$1,904	$1,904	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	2.790%	4.320%	7.640%
1st payment	$1,797.80	$1,797.80	$3,732.62
2nd payment	$0.00	$1,055.55	$0.00
Taxes / mo	$253.58	$253.58	$253.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,218.05	$3,273.60	$4,260.69
Cash to close	$218,233	$59,900	$59,900